13 years
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My grandparents (whom I deeply love and respect) gave me $2,000 to put towards my student loans. Instead of directly putting the money towards my loan debt, I spent it like an idiot. Not wildly or in spite — I just made little purchases here and there, thinking it would be fine; when in reality, I was being a complete fool. I feel like such an a****** and now have immensely less money to put towards these stupid loans with a ridiculous 7-8% interest rate. If my grandparents knew, they’d be so shocked and disappointed. I hate myself.

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