I turned 40 two days ago. I retired back in 2006 and haven’t worked or paid a cent in tax since. I’ve spent the past 16 years relaxing and traveling and staying childless & single. I couldn’t imagine ever waking up early and going to work 5 days a week ever again, and the idea of having kids makes me cringe. I don’t have friends who work and have kids because I simply cannot relate to them. Plus most people in that situation don’t really like me anyway because I don’t have all their problems. I got a girl pregnant once but paid her alot of money to terminate it. It was money well spent and in reality a future investment it the time.