I have $300 in refunds owed to me finally coming from 2 places

One of those places is car insurance. My broker found another a cheaper rate with another company after the old company already took their first payment for this coming term. Technically they should not have, I paid 1st amd last on the first payment, they were starting the new term and my broker basically said “ah, ah, ah! Get your grubby hands off that money! Give it back, no policy for you!

So I like that. F*** You! It’s like adult version of finding $20 in a coat pocket.