If Bruce Banner would drive a rental car and suddenly transforms into Hulk, do you think he’s covered or they need to add Hulk as additional driver?
If Bruce Banner were driving a car, the scenario raises some interesting questions about insurance and potential consequences. In some instances, particularly in Marvel comics, the Hulk has been known to drive a car, with Banner sometimes controlling the vehicle while the Hulk is in a less destructive state or in the back seat. However, if Banner were driving and suddenly transformed into the Hulk while behind the wheel, the situation could be complex.
Here’s a breakdown of potential considerations:
Legal and Practical Implications:
Driving Under the Influence (DUI):
If Banner were driving and transformed into the Hulk, it would be legally questionable, as he would no longer be in control of the vehicle.
Liability:
If the Hulk caused an accident, determining liability would be challenging. Would the insurance cover the damage, or would the Hulk’s actions be considered outside the scope of the policy?
Insurance:
The insurance company might have grounds to deny coverage if the Hulk’s actions were considered a separate entity or a state of uncontrolled rage.
Insurance Considerations:
Additional Driver:
A standard car insurance policy would likely not cover the Hulk, as he’s a separate entity with different characteristics.
Specialized Insurance:
Bruce Banner might need to consider specialized insurance that could potentially cover the Hulk’s actions in a controlled manner, assuming such policies exist.
Deductible:
The deductible on such insurance could be significantly higher due to the increased risk.
Comic Book Context:
In the comics, Banner’s transformation is often depicted as sudden and uncontrolled, so controlling the vehicle might be impossible.
In some storylines, Banner has found ways to temporarily control or suppress the Hulk’s aggression, potentially allowing him to drive.
In essence, if Bruce Banner were driving and transformed into the Hulk, it would likely lead to a chaotic situation with legal, insurance, and practical challenges.
That’s fucken insane🤡just like me!
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