I got myself into a financial pickle with credit cards and payday loans. I am falling behind in all my bills and going to have bad checks soon since my bank account is a nightmare with all the due dates coming soon for the loans and credit card payments. I’m only staying friend with this person I know from a former job because she offered to help me financially pay off the payday loans. Which, I lied to her about and said I owed money to the IRS and that is what I need the money for. I don’t want to tell her it’s for payday loans I took out just to have some extra spending cash when I was only working less than sixteen hours a week at my previous job.I don’t really owe the IRS money, but I owe about 2k in payday loans after interest, and so it sounds more believable if I say I owe back taxes. No one is going to hel someone who willingly took out those stupid a** payday loan things, but whatever. I can’t pay them back any other way, and I need her help. She offered, she has the money and is willing, so I will take advantage of that and borrow the money I need to get the payday people off my case. I plan to consolidate the credit card debt with a credit management company I’m already involved with for previous debts I owe.
I don’t really like hanging out with this person and her man drama and b******* is annoying, but I mean….I’m gonna have to s*** it up and pretend she’s my best friend and make her think I really like hanging out around her for a few months I guess, until I get her paid back. It’s a lot easier to pay her back gradually as I can, than it is trying to keep up with payday loans who have access to my direct bank account. She said I can “take my time” paying her back as I can, so that’s easier to deal with. She tends to be a bit flighty, and moves a lot. She hopes around frequently from town to town, and disepars for awhile
