I j******* a lot thinking of my downstairs neighbor. He is about 6 ft tall, dark hair, and a rock hard body. He is a police officer and works mostly nights. One morning as I was leaving for work, I noticed his light on and I very carefully walked around the side of the building to look inside. He was standing facing the other way, in just tighty whities, talking on the phone. When he turned to the side, I could see the big bulge in his underwear. I was so hard at that moment! I was afraid of being seen so I didn’t stick around. He is probably in his 30’s and I am 22. I want to invite him up sometime.

That part is real. My fantasy is that he comes to my apartment and I spill something on my pants so I go to change. He follows me and watches while I take off my soaked pants and underwear. When he sees my d***, he starts jacking me off and then pulls out his d***, too. We shoot a load all over each other. I want this to happen for real.